Freedom on Two Wheels: Customized Motorcycle Insurance
Get the protection you need for every ride, from the daily commute to the open road. At JC Insurance Collective, we understand the unique risks you face and offer policies built for riders.
Why Choose a Specialist for Your Bike?
Motorcycle coverage isn't just auto insurance on a smaller scale—it's specialized. We ensure you have the correct policy for your specific bike and riding lifestyle.
Rider-Focused Agents: Our team members are often riders themselves, understanding the difference between a cruiser, a sportbike, and a touring machine. We know the right questions to ask to build a policy that truly fits.
Protection for Customizations: Standard auto policies won't fully cover your aftermarket parts, custom chrome, or specialized paint. Our policies include options to protect the investment you've made in your ride.
The Best Rates: We partner with top-rated carriers who specialize in motorcycle risks, helping us find you the most competitive rates available without sacrificing comprehensive protection.
Essential Protection for Every Rider
Bodily Injury & Property Damage Liability- Covers expenses if you are at fault in an accident, including injuries to others and damage to their property. This is your critical legal protection.
Collision Coverage- Pays for damage to your motorcycle resulting from a collision with another object or vehicle, regardless of fault.
Comprehensive Coverage- Protects your bike against non-collision events such as theft, vandalism, fire, or weather damage. Essential when your bike is parked or stored.
Uninsured/Underinsured Motorist (UM/UIM)- Protects you, your passenger, and your bike if you are involved in an accident caused by someone who has insufficient or no insurance.
Coverage for the Unexpected
Take your policy a step further with unique coverages designed specifically for the needs of motorcycle owners:
Custom Parts and Equipment (CPE) Coverage: Ensures coverage for all of your aftermarket parts and accessories, from performance upgrades to cosmetic additions, often with higher limits than basic policies.
Roadside Assistance & Towing: Provides towing and necessary labor costs if your motorcycle breaks down or you have a flat tire while you're out on the road.
Safety Apparel Coverage: Covers damage or replacement costs for essential safety gear like your helmet, jacket, gloves, and boots following a covered accident.
Trip Interruption: Reimburses costs for lodging, food, and transportation if your bike breaks down far from home and requires a repair delay.
Ready to Hit the Road with Confidence?
Whether you ride a cruiser, a sportbike, or a touring model, we can find the right protection at the right price. Get started today—your next great ride awaits.